Fees Summary
Full details of all our fees can be found in the terms and conditions.
Summary Box
The information contained in this table summarises the key product features and is not intended to replace any terms and conditions.
| On Application | ||
|---|---|---|
| Card purchase fee | £12.00 includes card purchase and paying-in book | |
| Additional Cards | 2nd card FREE | |
| Limits | £10 minimum amount of initial load | |
| £1500 maximum amount per load | ||
| £5000 maximum Card balance | ||
| Tariff Options | ||
| £4.99 Pay Monthly, per month/per eccount | ||
| OR | ||
| Pay As You Go | ||
| Ongoing Features | Pay Monthly/£4.99 | Pay As You Go |
| Transaction fees UK | FREE and unlimited | 2.95% (min 50p, max£1.50) |
| Transaction fees Abroad | FREE and unlimited | 2.95% (min 50p, max£1.50) |
| ATM cash withdrawal UK | 50p | 1.5% (min 99p, max £1.50) |
| ATM cash withdrawal Abroad | £2.25 | £2.25 |
| Balance enquiry | Local call rate in the UK, standard network rates if abroad | |
| Standard network rates by SMS | ||
| Top up fees and limits | FREE at high street branch (max £1500 load) | |
| FREE bank transfer (max £1500 load) | ||
| 3% of load value at PayPoint (max £249 load) | ||
| 3% credit/debit card (max £500 load) | ||
| Replacement card fees | £4.99 for lost and stolen replacement cards | |
| Closure | ||
| Cancellation or redemption | £10 cash out fee. You must have more than £10 remaining to redeem the balance | |
| Expiry | Card valid for 3 years | |
When is my money available?
Cash paid in at:
-
PayPoint: available instantly
-
Barclays Bank: available within 4 working days
Loading by:
- Credit/debit card: available within 2 working days
- Bank transfer: Please check with your bank
Top-up facilities are subject to availability.
All fees and charges are reviewed from time to time and our terms and conditions updated, please ensure that you check our website regularly for any changes. Times reserves the right to update its fees and charges for promotional and commercial reasons.
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Downloads
To download a copy of the activation form, terms and conditions or the information guide Click Here.